0:00
/
0:00
Transcript

WCIRB 2025 Work Comp Premium Cost Driver Webinar Overview

Are things changing in the California Work Comp market? Time will tell.

Hello Curious Minds Crew….

In this 15 minute video update I try to highlight some things that stood out to me from the awesome presentation WCIRB gave on the Key Cost Drivers and Trends impacting their advisory pure premium rate increase recommendation of 11.2%.

There were some interesting stats on medical cost inflation, premium trends, legal trends, etc.

Link to webinar slides below:

Wcirb Webinar Handout Cost Drivers September 1 Pure Premium Rate Filing
2.28MB ∙ PDF file
Download
Download

Here is a link to the WCIRB webpage that has all the details of the rate filing, etc.

https://www.wcirb.com/news/press-releases/wcirb-submits-september-1-2025-pure-premium-rate-filing-cdi

What will be interesting to me to see is what the DOI does with the rate recommendation and whether or not the 11.2% sticks or if it is approved lower, etc. Then we will have to see how all the ins

urance companies react or don’t react in their rates. 2025-2026 may turn out to be a transition year from the perpetual soft Work Comp market to something just a bit firmer. We are still sitting around multi-decade lows in the pure rates, so there is a lot of room for rates to rise before we are in a truly hard Work Comp market cycle in my opinion.

Stay curious amigos!

TV

Discussion about this video